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Meet The Team

Your Partner For A Confident Retirement

Welcome to The Retirement Coach, a financial services firm in Honolulu, Hawaii. Led by Sean Smith, our team brings a service-first philosophy—always putting client goals and needs before anything else. Our staff has over 20 years of experience each and we manage more than $115 million in brokerage and advisory asset through LPL Financial*, we have the knowledge and dedication to guide clients toward a secure retirement.

Our investment philosophy focuses on smart diversification, going beyond traditional stocks and bonds. By selectively incorporating alternative asset classes, we aim to reduce volatility, balance risk, and build long-term stability. We are not chasing short-term performance—we are managing risk with the goal of protecting what you have worked so hard to build.

Every plan is personalized. We take the time to understand your financial goals, risk tolerance, and family needs, and we recommend the same strategies we would choose for ourselves in your position.

About Us

Sean  Smith

Sean Smith

Financial Advisor

Diane  Malczon

Diane Malczon

Director of Operations

Mabel  Viernes

Mabel Viernes

Client Services Associate

Carolyn  Lilo

Carolyn Lilo

Client Services Associate

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Alternative investments may not be suitable for all investors and involve special risks such as leveraging the investment, potential adverse market forces, regulatory changes and potentially illiquidity. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.

*as of September 2025

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